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Real Estate at the Lake with Valerie Littrell

Lake of the Ozarks events, news & real estate

Lake Regional Cares for Kids Festival!

Image result for LAke Regional Cares for Kids

Saturday October 21st 2017

Time: 10:00am to 1:00pm

Get ready for a great family day at Lake Regional Hospital! Families can enjoy a variety of fun events from face painting to helicopter tours! Come out for the free hot dog lunch and enter a costume contest! First 200 kids will receive a free t-shirt!

For more information click HERE!

Image Source: Google Images

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

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Buying Remains Cheaper Than Renting in 39 States!

Buying Remains Cheaper Than Renting in 39 States! | MyKCM

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up to 50.1% less expensive in Baton Rouge (LA), and 33.1% nationwide!

A study by GoBankingRates looked at the cost of renting vs. owning a home at the state level and concluded that in 39 states, it is actually ‘a little’ or ‘a lot’ cheaper to own (represented by the two shades of blue in the map below).

Buying Remains Cheaper Than Renting in 39 States! | MyKCM

One of the main reasons owning a home has remained significantly cheaper than renting is the fact that interest rates have remained at or near historic lows. Freddie Mac reports that the current interest rate on a 30-year fixed rate mortgage is 3.91%.

Nationally, rates would have to reach 9.1%, a 128% increase over today’s average of 4.0%, for renting to be cheaper than buying. Rates haven’t been that high since January of 1995, according to Freddie Mac.

Bottom Line

Buying a home makes sense socially and financially. If you are one of the many renters who would like to evaluate your ability to buy this year, let’s get together and find you your dream home.

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

Builder Offering to Pay Off Student Loans for Buyers!

Builder Offering to Pay Off Student Loans for Buyers | MyKCM

Millennials are on track to become the most educated generation in history. This means they are also the generation with the most student debt. Depending on the type of degree earned, as well as the prestige of the institution attended, there are some millennials who graduate college with what equates to a mortgage payment.

For those first-time buyers, and even some move-up buyers, who took advantage of the First-Time Homebuyer Tax Credit in 2008, there is an interesting program being introduced by Lennar Home Builders and Eagle Home Mortgage.

“Borrowers with Eagle Home Mortgage’s Student Loan Debt Mortgage Program can direct up to 3% of the purchase price (up to $13,000) to pay their student loans when they buy a new home from Lennar, one of the nation’s largest home-builders. The contribution doesn’t directly increase the purchase price of the home or add to the balance of the loan.”

The program allows borrowers, whose credit and income requirements qualify, to put down as low as 3% and have a maximum loan amount of $424,100. At the time of closing, Lennar contributes up to 3% to pay down student loans incurred while attending universities, colleges, community colleges, trade schools and other certificate-granting programs.

Jimmy Timmons, President of Eagle Home Mortgage, gave more context about the reasons behind the creation of the program,

“Americans are more burdened than ever by student loans, with $1.3 trillion in outstanding student loans spread out among 42 million borrowers.  

Particularly with millennial buyers, people who want to buy a home of their own are not feeling as though they can move forward. Our program is designed to relieve some of that burden and remove that barrier to owning a home.”

According to the Wall Street Journal, “housing observers said other builders are likely to look to mimic the program, which could help lure more of the critical first-time-buyer segment into home purchases.”

Bottom Line

If you are one of the many millennials who may have delayed purchasing your first home, or feel stuck in a house that no longer fits your needs, there are programs and options available to help you achieve your dream!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

🌊 Sweet Lake Package Here!🌊

54 Aqua Fin Drive #3A Lake Ozark, MO. 65049

MLS# 3125893

Tastefully decorated turn-key unit at Aqua Fin Resort. Spacious living with 1500 square feet, 3 bedrooms, 3 full bathrooms, coffered ceiling and a corner fireplace! Large master suite with a private door out to the large, covered deck and a view of the Lake.

The deck is all set up for game night with a flat screen T.V., seating for 10+ and includes the grill! This is the ultimate in lake living! Great living space, lovely view, and comes with a 12X36ft slip! Close to some of the hottest lake attractions and makes an excellent VRBO!

View the Virtual Tour HERE!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

👷🏠 Great Lot to Build Your Dream Home🏠👷

1154 Spring Creek Drive Porto Cima, MO. 65079

MLS# 3123369

Beautiful lot located in a highly sought-after community of Porto Cima! Build your dream home among the stunning and elegant homes of this upstanding neighborhood! You will Love driving home with all the gorgeous homes on your road!

Not only is this in one of the best locations at the lake, in a cove with a view, it also includes a 105ft (A Lot) of Lakefront, amazing amenities and a FULL membership to the prestigious Jack Nicholas Golf Course. You can’t go wrong with this one!

View the Virtual Tour HERE!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

Third Quarter Sales Report is HERE!!

The third quarter sales report is in and it is looking like we are going strong with rising sales in Residential waterfront properties, offshore properties, Condos, waterfront lots and homes over a million! With the rise in sales it means that as a whole our community is thriving, bringing in new revenue to our economy! This is great new for the Lake! We are prospering and it shows in the sales, new construction and the upcoming projects that are planned for the Lake. We love our community and could not be more happier to see it growing!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

Custom Home on 3+ acres with 324ft of Waterfront!

1883 Thunder Mountain Road Camdenton, MO. 65020

MLS# 3122380

Beautiful custom home on 3.1 acres with 4 bedrooms, 4 bathrooms and an over-sized 3 car garage and a half garage for all your tools and toys! Vaulted ceilings, gorgeous wood floors throughout and a gourmet kitchen that is a chefs dream! Large, open living area with a wood burning, floor to ceiling stone fireplace and lots of natural lighting with all the windows!

Owner’s thought of every comfort when designing this home from the luxurious master bedroom with a private door to the large, covered deck with a view of the cove, and a spa like master bath with a stand-alone shower to the lakeside fire pit! Large, covered dock with a 12X24ft slip! This is a private oasis and it can be yours!

View the Virtual Tour HERE!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

🏠 Build Here and Enjoy the View! 🏠

Kays Point #14 Lots 42 & 43 Four Seasons, MO. 65049

MLS# 3125625

Build your dream home on this large, double, lake front lot on the interior of Autumn Lake in the prestigious Four Seasons! Lots are located on a cul-de-sac so there is minimal traffic.

Enjoy all the amenities that come with living in Four Seasons, including several playgrounds, community pools, dog park, bike trails, Clubhouse and more! This is a great place to build the home of your dreams!

View the Virtual Tour HERE!

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

17th Annual Fall Festival This Weekend!

Image result for osage beach fall festival

This Saturday is filled with family fun activities at the 17th Annual Osage Beach Fall Festival! The event will be held at the Osage Beach City Park beginning at 10:00 am and ending at 5:00pm. Be sure to get there early so you can find parking! There will be bouncy houses, cotton candy, face painting, petting zoo and the local Fire, Police and EMT will be there to give kids a peek inside and learn a little about what they do for our community! Enjoy live entertainment and great food! I cannot think of a better way to spend my day than having fun with my family!

For more information click HERE!

Image Source: Google Images

REAL ESTATE AT THE LAKE WITH VALERIE LITTRELL

BROKER/OWNER– 573-216-4991 – ABR, GR

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